Mortgage Services · NMLS #2398363
Financial Report
Securely analyze borrower-authorized credit report debts, review extracted tradelines, and compare payoff strategies. All PDF processing runs locally in your browser.
Unreviewed extracted data
Upload Credit Report
Upload a borrower-authorized credit report PDF to extract and analyze reported debts. Review all extracted information before relying on the results. Processing stays in your browser.
Drag and drop a PDF here
Financial Summary
Confirm the reviewed debt list to unlock summary totals and payoff analysis.
Review Extracted Debts
Default view preserves Credit History report order. Edit fields, exclude duplicates, and confirm before analysis.
Sorted by: Report Order (ascending) · Report Order
0 of 0 debts shown · $0.00 total balance · $0.00 monthly payments
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Assumptions and Disclosures
This analysis is provided for illustrative and educational purposes only and is based on the information extracted from the uploaded credit report and any edits made by the user. Credit-report data may be incomplete, duplicated, outdated, or reported differently by each bureau. Interest rates and minimum-payment rules are often not included in credit reports and may require manual entry. Payoff timelines, savings estimates, debt-to-income estimates, and financial observations are not guarantees, loan approvals, credit advice, legal advice, tax advice, or commitments to lend. Verify all balances, rates, payments, account terms, and payoff instructions directly with each creditor.
Uploaded PDFs are processed locally in your browser and are not uploaded to American Winter Live servers by this page. Temporary file data is cleared after processing or when you leave the page. Account numbers are masked to the last four digits.